Simple Caravan Insurance Review

The Simple Caravan insurance company is known for their low prices of comprehensive coverage. They operate only in the UK and you can open a policy either online of over the phone. They are also a member of the National Caravan Council and have been actively protecting caravan owners with insurance for more than 70 years.

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What type of caravans can be covered with Simple Caravan Insurance?

Simple Caravan insurance offers both static caravan insuarnce and touring van insurance. Commonalities between the two types of policies include all drivers are covered, old for new coverage and discounts for Caravan Club members.

Touring caravan coverage

  • Lose or accidental damage to the caravan is covered up to £25,000.
  • Lose or damage to content is covered up to £5,000.
  • Old for new on caravans 5 years old or newer.
  • European Union travel is covered for up to 220 days per year.
  • Emergency accommodation and replacement hire covered for up to £1,000.
  • Keys and locks protected up to £250.
  • Personal accident coverage up to £20,000.
  • Public liability coverage up to £2 mil

Static caravan coverage

  • Lose or accidental damage to the caravan is covered up to £40,000.
  • Lose or damage to content is covered up to £10,000.
  • Old for new on caravans 5 years old or newer.
  • Emergency accommodation and replacement hire covered for up to £1,000.
  • Keys and locks protected up to £250.
  • Personal accident coverage up to £10,000.
  • Public liability coverage up to £2 mil
  • Freezer food lost is covered up to £200.

Extras Simple caravan insurance offers

There are many discounts for customers. For touring caravan insurance the discounts include up to 10% off when a CaSSOA site is used to take out policy, 25% discount if a GPS tracker is installed on the caravan and 5% discount for Caravan Club Members.

For static caravan insurance there are discounts when an alarm system is installed on the caravan and for Caravan Club Members.

In Conclusion

One thing that is consistent is that Simple Caravan insurance has one of the lowest premiums available on the market. They are continuously checking the prices of the competition to make sure they are competitive on pricing. To help keep the pricing low the upper limits of coverage are lower than some other insurance companies.

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About the Author Eamonn Turley

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