Safeguard Motorhome Insurance

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Types of policies that Safeguard motorhome Insurance offer

Safeguard motorhome UK insurance company has been financially protecting caravans and motorhomes for more than 30 years. They are also part of the Swinton Group, which has been an insurer in the UK for more than 60 years.

There are four types of policies Safeguard offers the public. This includes Touring Caravans, Static Caravans insurance, Motorhomes and Park Homes. The policies provide their customers with protection in both the UK and mainland Europe.

Safeguard Touring Caravan coverage

For caravans 5 years old or newer, safeguard motorhome insurance offer New for Old replacement of the vehicle.
Travel in EU is covered.
Legal protection up to £50,000.
Public Liability coverage up to £2m.
For caravans and trailers with a gross weight of 3.5 tonnes or less there is an optional breakdown protection plan.

Safeguard Static Caravan coverage

For caravans 10 years old or newer, there is New for Old replacement coverage.
Public Liability coverage up to £5m when it is stationary. No coverage when the caravan is being transported.
Loss of use coverage for up to £50 per day or the renting of a similar caravan up to £1,500 total limit.

Safeguard motorhome coverage

New for Old, replacement for motorhomes less than 2 years old and with less than 15,000 miles on the odometer.
Travel in EU is covered.
Motorhome Breakdown assistance for motorhomes less than 20 years old covering both the UK and EU.
Unlimited coverage for permanently fitted audio and communication equipment that came with the vehicle. Other permanently fitted standard equipment is covered up to £1,000
Portable silent generator coverage up to £500
Unlimited wind shield and glass replacement and repair. Excess only applies to replacement

Safeguard Park Home coverage

New for Old content replacement.
Public Liability coverage up to £5m.

Extras Safeguard motorhome insurance covers

As part of every touring and motorhome coverage is protection while travelling in Europe. This is standard on the policies at no additional costs.

To help their customers get the most out of their caravan experience, Safeguard has a blog on their site with helpful tips and places to go. Postings go back 5 years which include best fishing spots, 7 ways to prepare your caravan for the winter and keeping insects out of your caravan.

In Conclusion

UK law requires that motorhomes and motorised caravans be covered by a minimum of third party insurance. The safeguard motorhome insurance policies offered by Safeguard include the minimum required by law. They offer financial coverage on items above the minimum just in case of an event or accident so that owners can have peace of mind.