Mobile home insurance

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Mobile homes, Caravans insured
European cover available
Cover for Static, Motorhome, Classic, Folding

Need mobile home insurance?

Mobile Homes are an expensive investment that needs the correct level of protection. Compare the cost of mobile home insurance across a select panel of UK brokers by selecting the Get Quotes option and completing one online form. The process is quick especially if you have you mobile home documents by your side. Unlike static caravans mobile homes spend more time on the road making proper insurance even more important with a legal requirement to have at least third party cover.

It’s a well-known fact that here in the UK there are many wonderful cities, beaches, mountains, and historical attractions. For this reason, there is absolutely no surprise that many folks here own mobile homes. When you own a mobile home, you are free to travel anywhere you wish, providing of course that you have the correct Mobile Home Insurance.

Having the proper insurance will help mobile home owners protect their vehicles when they are both on and off the road. The right policy can not only you protection for your vehicle and its contents, but the costs of emergency travel that may be needed following a claim.

When you are applying for your Mobile Home insurance policy, the provider will require specific info about your vehicle in order for them to calculate a correct premium price. It will be virtually impossible for them to provide you with an accurate quote without this. This information typically includes:

The make and model

Number of bedrooms/berths

The size of your mobile home

How you use it or the purpose

The home’s security level

Details of where you store it

The security levels at the storage location

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Purchase the Correct Level of Insurance

When it comes to insurance, there are two common mistakes that are often made. These are over and under insuring their mobile home. The former simply means they are paying for policy features that they just do not need. The later means that if they did indeed make a claim that their policy may not even pay out.

As is the case with most types of vehicle insurance, there are three levels of cover that are available.

Fully Comprehensive : This will cover damage to your vehicle when you are the one that’s at fault.

Third Party Only : This covers damage that you cause to the property of a third party or any injuries that they may incur.

Third Party Fire and Theft: This will cover all of the above plus damage that is caused by theft or fire.

As is the case with any insurance policy, there are indeed certain things that your insurance company just will not cover. This will of course depend on the exact provider but here are a few of the most common exclusions.

Awnings

Mildew

Storm damage

Wear and tear

Trade use

Use as a permanent residence

Unforced entry

Vermin infestation or damage

Over four thousand mobile homes are stolen each year in the UK alone. This of course affects insurance premiums. There are some steps you can take to help bring insurance costs down. With such a high figure do check before making a second mobile home purchase.

Alarm: Any type of alarm is no doubt going to act as a deterrent to any would be intruders. Anything - from warning sounds, flashing lights, or even a modern security system that’s controlled by a smartphone will help.

Wheel Clamps: These will make your mobile home NOT mobile and virtually impossible to tow away.

Hitch Lock: There are basically a cover that will prevent your tow bar from being attached to a vehicle.

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Do I need insurance for a holiday caravan

Insurance for your holiday caravan is not a legal requirement. However, fact is that most holiday parks will ask that you to have a basic level of cover.

A Brief History of The Volkswagen Campervan

If you were to ask any VW campervan owner about the history of their vehicle, they will most likely point to the Type 2 Kombi vans. There have indeed been many variations on the theme since that time from the many different manufacturers from around the world. Here’s a little about the history and the developments of the Volkswagen Campervan that has inspired a whole generation of vehicles. When you need to take out vw campervan insurance be sure to compare quotes with our easy multiple quote system.

Tips for Maintaining Your Static Caravan

Whilst a great investment when it comes to you and your family’s future holidays. There are amazing times to be had in your new holiday home however, you should do your part to look at after your second home. This way it stays in tip top condition year after year. Here are a few hints and tips on maintaining your mobile home.