Coast Caravan Insurance Review

coast caravan insurance

This Coast Caravan Insurance review is to help explain just what this family operated insurance broker has to offer the public. They have 20 years of experience in helping to protect touring and static caravans in the UK. Coast insurance is a trading name of Park Home Insurance Services Limited

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What type​​​​​s of caravans does Coast Caravan Insurance protect?

Coast Caravan Insurance offers tailored made protection for both static and touring caravans.

What is covered with Coast Caravan Insurance?

There are some similarities in coverage that both static and touring caravans have. These similarities include the following;

  • Storm, fire and flooding coverage
  • Theft and malicious damage protection
  • Accidental damage protection
  • Personal content protection
  • £5 million Public Liability Insurance

Touring caravan insurance has additional coverage that will include the following;

  • Up to 300 days of protection in Europe when on the road
  • New for Old policy for caravans 10 years old or newer
  • Recovery and delivery expenses
  • Alternative accommodation provided after a breakdown or accident
  • Loss of use protection of £50 Per Day with a limit of £1,500
  • Personal accident coverage up to £20,000

Static caravan insurance has additional coverage that includes the following;

  • New for Old policy for caravans 20 years old or newer
  • Legal expenses that includes coverage for disputes between site owners and residents
  • Lost frozen food reimbursement
  • Loss of rent reimbursed
  • Site clearance
  • Lock replacement
  • Alternative accommodations if the caravan is damaged to the point it is not inhabitable

Both types of policies offer New for Old which includes the clause ‘Fair Market Value”. The caravans itself might be replaced with  new model, the lost content will be subjected to fair market value when the policyholder is reimbursed.

Is caravan insurance mandatory?

In the UK caravan insurance is not required by law. On most tow vehicle insurance policies, touring caravans are covered with the minimal coverage of third party. That provides no protection for your caravan.

With static caravans many caravan parks do require caravan insurance just in case there is an accident or damage due to storms, flooding or other cause.

Are there any discount available for Coast Caravan Insurance?

Yes there are several discounts available for the caravan owner. Members of a caravan club receive a 15% discount off the premium, No Claims Discount can be as high as 30% and if an alarm system is installed there is a 5% discount.

In Conclusion

This information is being provided free to the public by an independent writer. We do not endorse or dissuade the use of this insurance broker and have not been compensated by Coast Insurance in any manner.

While Caravan insurance is not mandated by the government, it is a wise choice to protect your investment. Coast Caravan Insurance has many options and levels of coverage to meet the needs and budget of the owner.

make Use of  Comparative Web Sites

If you are after a quote for caravan insurance you can go direct to the brokers websites such as caravan club insurance. Alternatively you can check out comparative website such as go compare caravan insurance. Before you go we can also provide you with a comparative service that will provide you with multiple quote an options for caravan insurance. Get started now by selecting the quote button below.

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About the Author Eamonn Turley

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