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American Motorhome Insurance 

Protect your motorhome today. Compare quotes from multiple brokers.

  • American motorhome insurance UK
  • Wide Selection of Optional Extras Available
  • Insurance for all American RV's
  • Get multiple quotes from panel of UK brokers
  • Complete easy form for multiple quotes
  • Short term motorhome cover available

Motorhome & American RV Insurance Quote Comparison

An American motorhome of RV is perfect for those in the UK that are after a little more room and comfort when touring. Investing in an American motorhome will provide just that plus the added luxury and comfort that comes as standard with these larger motorhomes. 

To obtain comfort motorhome insurance, the recreational vehicle, Motorhome or caravan, whichever name you prefer must have been purchased from a dealer in the UK. If you have imported an RV, there are more restrictions and qualifications before an insurance policy can be taken out.

Just like all types of motor vehicle insurance in the UK, there are different levels of coverage that can be obtained. The lowest coverage is also the cheapest. This is third party insurance. It only covers the cost of the other driver’s vehicle and medical bills if you are the cause of the accident.

Because an imported american motorhome is such a large investment a comprehensive American motorhome insurance policy be taken out. This makes it possible to retain your investment even if it is involved in a motor vehicle accident.

Insurance for all American motorhomes

Like cars, many American RV's are imported into the UK every year. American motorhomes are typically large and ooze luxury. The size which is similar to a British coach, the luxury, the build quality and craftsmanship all go towards making these a popular import to Britain. 

The one downside to keep in mind that these are mostly fueled by petrol or gas as they say in America and this can make them costly if you your purpose is tour all the time. However, the extra size, comfort and luxury that these imports provide may outweigh the higher fuel costs. 

American Motorhome Insurance

The  two most popular American imports are the Winnebago and the Concorde. As these vehicles are much larger than the average static caravan and you may need an additional driving licence requirements on your standard licence in order to drive legally.

Whatever the make or model we can provide your with multiple insurance quotes from a select panel of UK brokers that deal exclusively in providing this type of cover. Get started by electing the get quote button and compare brokers like Aviva and comfort motorhome insurance.

American Hotorhome Insurance Benefits and options

All motorhome policies can be tailored to your individual requirements and may include a mix or all of the following: 

  • Windscreen replacement cover
  • Cover to include contents and camping gear an upper limit is general applied, £5,000 being a typical cap.
  • Fully comprehensive or third party fire and theft
  • Cover for external awning
  • Driving in Europe
  • Cover to include contents and camping gear an upper limit is general applied, £5,000 being a typical cap.
  • Replacement vehicle or alternative accommodation
  • Lock and key replacement
  • New for old motorhome replacement is possible if the vehicle is stolen and the RV is 2 years old or less, has 24,000 miles or less on the odometer or more than 60% of the listed value of the RV is damaged.

Ways to reduce your American motorhome insurance premium 

Because of the high purchase price of an american motorhome plus extra costs for imported parts, insurance can work out expensive. However, you can take measures to reduce the American motorhome insurance premium and  we have listed some suggestions below.

  • Speak with your broker about increasing the excess level for a reduced quote
  • As in any driver related insurance having a clean driving history will work to you benefit. If possible only add drivers that have good history of no claims bonus (NCB). This fact alone should see the insurance cost go down.
  • Restrict your annual mileage, less time on the road equates to less risk and a lower premium. Most owners of RV's only use their motorhomes a few times a year. If you are in this club, then make sure to let your insurance provider know that your annual millage will be low. The exact figure can be agreed with the broker.
  • Keep to named drivers and if possible make sure they are over 25 and held a licence for at least 1 year
  • Join a club that is associated with motorhomes or caravans , for example the caravan club. This gives the insurer proof that you are an enthusiastic customer that will look after their RV

Compare American motorhome insurance 

American motorhomes or RV’s tend to be large and are usually fitted out with expensive items and the latest gadgets, for example a smart caravan TV . As such insurance will be much higher than, say a small VW camper van. To find the best deal it is best to do your homework and find what are the options currently available in the UK market place. One avenue is to get comparison quotes for American Motorhome insurance from a range of brokers. CompareStaticCaravan Insurance works in partnership with QuoteSearcher that can provide this service. To begin your compassion journey select  start your quote (below) and enter your America or RV insurance requirements.

American Motorhome Insurance