Compare Static Caravan Insurance with 40 + UK Brokers


Compare Static Caravan Insurance - Online 

Static caravan insurance or mobile home  insurance will protect your holiday home for loss and damage and also cover fixture and fittings, examples of fixtures and fittings would include steps and verandas. As you should be aware providing insurance for your stationary caravan is not a legal requirement, but it is common sense to protect a valuable asset with a policy that is comprehensive and then should the worst happen you'll will be able to rely on the cover to ensure that you are not out of pocket to recover the situation or replace your mobile home. Like the purchase of any product it is prudent to shop around and compare the deals that are currently available on the insurance marketplace. Comparative web sites will help you, but do not limit your research, check online forums and hear what fellow campers are saying when it comes to providing good cover for your valuable asset namely your holiday home.

Check the New for Old Clause

Static Caravan Insurance

In general most providers of static caravan insurance will provide new for old, restriction on age will normally apply with caravans over 10 years in general being excluded from the new for old cover. If your mobile home is over 10 years old most brokers will compensate based on the current market value of your holiday home. If you feel that the market value does not reflect the cost to replace if for example you have made extensive improvements to the base model or it is in top condition please raise this with the insurance broker as individual arrangements can normally be arrived at. As this an important aspect of fixed mobile home insurance please familiarise your self with the different policy proposals before making your final decision.

Check Policy Restrictions

Most owners of static caravans provide occasional use to family members, close friends or relatives, if you fall into this category you will find that most policy providers will still offer cover under these circumstances if you are not charging rent or receiving money in kind.

Check Policy Assumptions

Within this niche insurance sector you will find that overall brokers expect that the caravan to be insured resides in a licensed caravan site that provides adequate security some form of surveillance and is in an area that is not prone to flooding.  In addition your insured static caravan should be securely anchored, any other additional industry approved security items like GPS tracking whilst not mandatory should further help reduce your policy premium.

What is the Difference Between a Touring Caravan and a Motor Caravan?

A motor vehicle is designed for travel and contains a self contained living section. a touring caravan that is non motorised and contains self contained living facilities that can be towed by a vehicle, definition courtesy of  a dictionary of confusing phrases

Do you Offer Insurance Quotes for Both Static and Touring Caravans?

Yes. On the Inquiry form you will see an option "Type of Caravan " and you may select either a static caravan insurance or a  touring caravan insurance. We offer insurance quotes single and twin axle touring vans, trailer tent caravans, folding caravans and holiday static caravan pitches. If you are the owner of a folding caravan we can also help compare quotes for folding caravan Insurance. 

What makes of Static Caravans do you offer Insurance for?

Cover is provide for all manufactures of static caravans and include Advent,  Bluebird, Belmont , Country Homes, Eden timber Frame, Fleetwood, Galaxy, Swift and Stellar to name only a few that we can provide comparative quotes for, cover for contents is option, having a fire alarm fitted will reduce your annual or monthly premiums.

Compare Static Caravan Insurance with 40 + UK Brokers

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