Protect your caravan today. Compare quotes from multiple brokers.
Static caravan insurance Benefits
You can think of static caravan insurance as similar to home insurance. It is optional, but having it can provide you with cover you for accidental cosmetic damage all the way up to full contents insurance. We are a caravan insurance comparison site that can provide you with multiple quotes from a panel of UK select brokers.
Like the purchase of any product it is wise to shop around and compare the market for the best deals that are currently available. Comparative websites like compare static caravan insurance will help you at this stage. However, do not limit your research to comparison sites, check online forums and read what fellow campers are saying about brokers and deals that are currently available. Finding the cheapest static caravan insurance uk should not your only goal. The cheapest policy may be cheap because items that you may need are missing or it comes with a very high excess.
Check the static caravan insurance clauses and policy restrictions
In general most brokers will provide new for old, restriction on age will normally apply with campers over 10 years in general being excluded from the new for old cover. If your caravan is over 10 years old most brokers will compensate based on the current market value of your holiday home.
If you feel that the market value does not reflect the cost to replace if for example you have made extensive improvements to the base model or it is in top condition, please raise this with your broker as individual arrangements can normally be arrived at.
As this is an important aspect of fixed mobile home insurance check the policy details on this subject before making your final decision.
Check any static caravan insurance policy restrictions
Most owners of static campervans provide occasional use to family members, close friends or relatives. If you fall into this category you will find that most policy providers will still offer cover under these circumstances, but only if you are not charging rent or receiving money in kind.
Choosing the best static caravan insurance policy
As you compare insurance policies, you will find the cover offered is in general similar. However, other less obvious factors listed below are also important.
Check static caravan insurance policy details carefully
Within this niche insurance sector you will find that overall brokers expect that the motorhome to be insured resides in a licensed camping site that provides adequate security with some form of surveillance and is in an area that is not prone to flooding. In addition your insured camper home should be securely anchored, any other additional industry approved security items like GPS tracking whilst not mandatory should further help reduce your policy premium.
Static caravan insurance policy exclusions that may invalidate any claim
What is the difference between a touring caravan and a motor caravan
A motor vehicle is designed for travel and contains a self contained living section. A touring caravan that is non motorised and contains self contained living facilities that can be towed by a vehicle, definition courtesy of the dictionary of confusing phrases.
Can you provide quotes for both touring vans and static vans?
Yes. On the Inquiry form you will see an option "Type of Caravan " and you may select either static or touring. We can provide quotes for single and twin axle touring vans, trailer tent, folding campers and holiday static caravan pitches.
Is static caravan insurance available for all makes and models?
Cover is provided for all manufactures including Advent, Bluebird, Belmont , Country Homes, Eden timber Frame, Fleetwood, Galaxy, Swift and Stellar to name a few. Cover for contents is an option, having a fire alarm fitted will reduce your annual or monthly premiums.
How can I lower my static caravan insurance premium
Static Caravan & Motorhome Insurance